Tan with the Master Plan
Denied Before?
You might qualify today.

Every situation is different. Every solution is personal.
Let's find yours — in under 60 seconds.

Your Pathway to Homeownership — Tan Loan Center

🏠 See What You May Qualify For

Buy a House With Less Than $2,000 Out of Pocket*

Down payment assistance programs available in multiple states for qualified buyers.

First time buyer? Credit challenges? Low savings?
Tan with the Master Plan helps structure smart paths to homeownership.

Tan Akles-Fitch  ·  Mortgage Loan Solutionist
See If I Qualify Calculate My Payment Take The Homebuyer Quiz

*Programs available for qualified borrowers. Not all applicants will qualify.

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2600+ Loan Programs
18 Day Avg. Closing
4.9★ Client Rating
280+ Lenders
Find Your Fit

Which Path Sounds Like You?

Click your situation and we'll point you to the right loan programs.

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I Was Denied Before

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I'm Self-Employed

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I Need Down Payment Help

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I'm Rebuilding Credit

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I Want Investment Property

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I'm a Veteran

2-Minute Quiz

What Type of Homebuyer Are You?

Answer 6 quick questions — we'll show your best loan matches.

Question 1 of 6 0%
Are you a first-time homebuyer?
What's your credit score range?
Are you a U.S. Veteran or active military?
Are you self-employed or 1099?
How much have you saved for a down payment?
What matters most to you?

Your Best Matches:

Loan Programs

Comprehensive Loan Solutions

Whether you're a first-time homebuyer or an experienced investor, we have a specialized loan product tailored to your unique financial situation.

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FHA & VA Loans

Government-backed loans offering lower down payments and favorable terms for veterans and first-time buyers.

Learn more →
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Conventional & DSCR

Standard financing options and specialized Debt Service Coverage Ratio loans for real estate investors.

Learn more →
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Bank Statement & ITIN

Alternative income verification for self-employed individuals and financing for ITIN holders.

Learn more →
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HELOC

Tap into your home's equity with a Home Equity Line of Credit for renovations or major expenses.

Learn more →
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Reverse Mortgages

Convert part of your home's equity into cash without selling or making monthly mortgage payments.

Learn more →
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Indian Native Loans

Specialized Section 184 home loans designed for American Indian and Alaska Native families.

Learn more →
How It Works

Simple Steps to Your New Home

Our streamlined process moves you from inquiry to closing faster than you'd expect.

1

Get Pre-Qualified

Share your financial picture and we'll identify the best loan programs for your situation — no commitment required.

2

Choose Your Loan

Review your personalized loan options with clear terms, rates, and monthly payment estimates side by side.

3

Close with Confidence

We guide you through every step of the application and closing process with transparent communication.

Planning Tool

Monthly Payment Calculator

Get a realistic estimate including taxes, insurance, PMI, and HOA — updated live as you adjust each slider.

Min. 3% down. PMI required when down payment < 20%.
$450,000
$50K$2M
20.0% $90,000
0%50%
6.500%
2%15%
Get Full Pre-Qualification
$0 per month
Principal & Interest
Property Tax
Homeowner's Insurance
PMI
HOA
Loan Amount
LTV Ratio
Total Interest
Total Cost
Reality Check

Could Your Rent Become a Mortgage?

See what home price your current rent payment could qualify for.

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Enter your rent above and click calculate to see what home you could afford.

Your $1,500/month rent ≈ $0
Estimated Loan Amount
Estimated Home Price (5% down)
Monthly P&I Payment

This estimate assumes principal + interest only. Taxes, insurance, and PMI are extra. Actual qualification depends on income, credit, and other factors.

See If You Qualify →
Myth vs. Reality

Mortgage Myths — Busted

Tap each card to reveal the truth.

"You need 20% down"

Tap to reveal the truth

Many programs allow 3% or less — some even 0%

"You must wait 2 years after bankruptcy"

Tap to reveal the truth

Some programs allow purchase 1–2 years post-discharge

"Only W-2 employees can qualify"

Tap to reveal the truth

Bank statement loans are built for self-employed buyers

"You need perfect credit"

Tap to reveal the truth

FHA accepts scores as low as 580 with 3.5% down

"Renting is cheaper than buying"

Tap to reveal the truth

At today's rates, your rent may already cover a mortgage

"You can't buy with student loans"

Tap to reveal the truth

IBR payments and deferred loans have flexible guidelines

What If…

Denied to Qualified Simulator

Move the sliders and watch your options change in real time.
Small moves can make a huge difference.

📈 Score Boost Simulator

"What if my credit score went up?"

Credit Score 580
500780
💰 Cash to Close Simulator

"What if the seller paid my closing costs?"

Seller Concession 0%
0%6%

Estimates based on a $300,000 home with an FHA loan. Your actual numbers may vary.

Get My Real Numbers →
Ready to Start?

Find Your Perfect Loan Today

Join hundreds of homeowners who've trusted Tan Loan Center to guide them through one of life's most important decisions.

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